Keep your bills, income, debt, and savings in one clear spreadsheet.
The Paycheck Bill Tracker is a manual Excel workbook that shows your recorded cash and upcoming bills side by side. No bank sync, no guesswork, just a clear record you control.
Built for people who track money by hand, on purpose.
No bank account to connect. Open the workbook in Excel for the web with your Microsoft account and keep your records in view.
See what's paid and what's waiting
Track cash from a dated opening balance, income received, and bills paid, with overdue and upcoming amounts visible at a glance.
Nothing gets lost between months
Switch to a new month without losing sight of earlier unpaid bills. Your all-date carryover stays visible.
Debt and savings, tracked separately
Record principal payments against debts and watch savings goals progress, kept distinct from your day-to-day cash.
Practical tools, not subscriptions.
We build simple, one-time-purchase spreadsheets and templates for the parts of everyday life that don't need an app. Just a clear place to keep track.